June 2016
Welcome to another month of returns. Unfortunately, with the market ups and downs in May and my shift to the F Fund, my returns stayed somewhat flat but also safe. Since I'm not trying to time the market on a micro scale I'm OK with this. Sometimes the timing works and other times it doesn't.
I did benefit from timing at the first of the month which increased my returns over just the basic monthly returns. Although the F Fund only realized a gain of 0.08%, I actually realized a gain of 1.08% for the month due to the volatile first trading day of May.
So, my system is telling me to switch back to 100% C Fund, but ever so weakly. Based on my previous 11+ years of distributions, this is the weakest signal I have have had to move out of the F Fund.
As a reminder, I change my allocations for the first day of the month so I have just put in my changes! Enjoy your June and the warm weather!