Fund	Tracks / index	Share price	Prior price	Day change
F · F Fund Fixed Income Index Investment Fund	Bloomberg U.S. Aggregate Bond Index	20.8085	20.7483	+0.29%
C · C Fund Common Stock Index Investment Fund	S&P 500 Index	122.3804	124.6356	-1.81%
S · S Fund Small Cap Stock Index Investment Fund	Dow Jones U.S. Completion Total Stock Market Index	111.6279	114.0007	-2.08%
I · I Fund International Stock Index Investment Fund	International equities (historically MSCI EAFE; broader ex-U.S. indexes may apply)	62.7535	63.7168	-1.51%

Fund

Tracks / index

Share price

Prior price

Day change

F · F Fund

Fixed Income Index Investment Fund

Bloomberg U.S. Aggregate Bond Index

20.8085

20.7483

+0.29%

C · C Fund

Common Stock Index Investment Fund

S&P 500 Index

122.3804

124.6356

-1.81%

S · S Fund

Small Cap Stock Index Investment Fund

Dow Jones U.S. Completion Total Stock Market Index

111.6279

114.0007

-2.08%

I · I Fund

International Stock Index Investment Fund

International equities (historically MSCI EAFE; broader ex-U.S. indexes may apply)

62.7535

63.7168

-1.51%

Monthly allocation

December 2021

December 01, 2021 · Monthly Allocation

Allocation percentages for December 2021

F Fund 0%

C Fund 100%

S Fund 0%

I Fund 0%

Never a dull moment. It looks like the Fed has admitted inflation is no longer transitory. It is amazing it took them this long, but I imagine the holiday season price increases finally brought them to their knees. I'm going to provide a prediction, something I am wary of doing, but here it is- inflation will hit 30% over a 3-year period. If you compare 2023 to 2020, it will be 30%, plus or minus. When I visited my local Starbucks a few weeks ago, I noticed a rather significant price increase in my Latte. I mentioned it to the barista, and he said it is because they have to pay for his salary increase. As a shift supervisor, he makes $15/hour, come next year he will be making $22/hour. To make matters worse for my military subscribers, I did a comparison to an O-1 and an E-4 assuming they work 22 days a month, 8 hours a day (which we know they don't) and realized at their base pay they make ~$21/hour and $13/hour, respectively. These are college graduates and servicemembers with leadership and technical experience. Pay will have to increase, not only for our military members, but for society as a whole-leading to significant inflation. So how do we deal with inflation? The Federal Reserve must begin to "Taper", which means the end of easy lending, higher rates, and an eventual slow-down in the economy and quite possibly the stock market. Look at the economy and interest rates in 1981-82 when we last had high levels of inflation for an example of what "could" happen. However, for now, I think the C Fund is the best option. The F Fund will not benefit any time soon from the Fed remarks, and the S and I Funds do not have the proper risk/reward profile. Keep investing!

Last 12 month TSP returns

G Fund

F Fund

C Fund

S Fund

I Fund

80% C / 20% S

TSP Coach

TSP fund quotes

Latest stored share prices for context with this post. Scroll sideways on small screens.

Date	L Income	L 2030	L 2035	L 2040	L 2045	L 2050	L 2055	L 2060	L 2065	L 2070	L 2075	G Fund	F Fund	C Fund	S Fund	I Fund
2026-10-30	31.0162	62.9955	19.3122	74.3535	20.6470	45.9113	24.0374	24.0342	24.0307	14.2422	12.4406	20.3495	20.8085	122.3804	111.6279	62.7535
2026-10-29	31.1583	63.5575	19.5311	75.2739	20.9212	46.5631	24.4586	24.4553	24.4517	14.4917	12.6585	20.3434	20.7483	124.6356	114.0007	63.7168
Daily Change	-0.46%	-0.88%	-1.12%	-1.22%	-1.31%	-1.4%	-1.72%	-1.72%	-1.72%	-1.72%	-1.72%	0.03%	0.29%	-1.81%	-2.08%	-1.51%
Month to Date	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Year to Date	6.06%	8.43%	9.24%	9.69%	10.08%	10.49%	12.17%	12.17%	12.17%	12.16%	12.16%	3.89%	-0.35%	11.75%	11.17%	13.09%
Details	L Income	L 2030	L 2035	L 2040	L 2045	L 2050	L 2055	L 2060	L 2065	L 2070	L 2075	G Fund	F Fund	C Fund	S Fund	I Fund

Year¹	TSP Coach
2005	2.66%
2006	2.46%
2007	2.82%
2008	4.10%
2009	1.85%
2010	6.00%
2011	5.89%
2012	1.89%
2013	2.71%
2014	2.50%
2015	3.69%
2016	2.91%
2017	0.90%
2018	4.38%
2019	3.76%
2020	8.01%
2021	3.02%
2022	6.07%
2023	4.62%
2024	2.84%
2025	2.98%
2026	4.75%
As of:	10/30/2026

L Income	L 2030	L 2035	L 2040	L 2045	L 2050	L 2055	L 2060	L 2065	L 2070	L 2075	G Fund	F Fund	C Fund	S Fund	I Fund
											0.04%	0.84%	2.16%	3.32%	2.77%
0.37%	1.48%		1.70%								0.04%	0.73%	1.56%	3.06%	2.60%
0.49%	1.90%		2.16%								0.05%	0.73%	2.68%	3.00%	2.77%
1.29%	4.72%		5.40%								0.05%	1.69%	5.82%	7.61%	7.47%
1.36%	4.78%		5.45%								0.03%	0.92%	6.16%	7.12%	7.65%
1.07%	3.91%		4.49%								0.04%	0.80%	5.32%	6.07%	6.56%
0.95%	3.38%		3.89%								0.04%	0.64%	4.41%	6.00%	5.43%
0.65%	2.30%		2.64%								0.01%	0.56%	2.91%	3.44%	4.59%
0.51%	1.68%		1.94%								0.03%	0.88%	2.35%	2.89%	3.29%
0.49%	1.61%		1.87%								0.01%	0.63%	2.28%	3.48%	2.71%
0.71%	2.36%		2.72%								0.02%	0.82%	3.78%	3.58%	4.11%
0.59%	1.96%		2.29%								0.02%	1.03%	2.84%	4.47%	3.47%
0.16%	0.50%		0.59%								0.01%	0.43%	1.09%	1.42%	1.17%
0.77%	2.34%		2.79%								0.02%	0.86%	4.24%	4.92%	3.45%
0.69%	2.06%		2.47%								0.03%	0.95%	3.56%	4.68%	3.16%
1.63%	4.54%		5.43%								0.03%	0.95%	7.18%	10.19%	7.30%
0.62%	1.61%	1.76%	1.91%	2.05%	2.18%	2.63%	2.63%	2.63%			0.02%	0.79%	3.05%	3.29%	2.76%
1.59%	3.79%	4.16%	4.52%	4.83%	5.13%	6.05%	6.05%	6.06%			0.07%	2.34%	6.21%	6.87%	6.42%
1.21%	2.76%	3.04%	3.31%	3.54%	3.76%	4.39%	4.39%	4.39%			0.04%	2.35%	4.07%	6.44%	4.60%
0.83%	1.82%	2.00%	2.17%	2.32%	2.46%	2.89%	2.89%	2.89%	2.88%		0.02%	1.64%	2.95%	5.13%	2.98%
0.67%	1.52%	1.67%	1.82%	1.95%	2.08%	2.52%	2.52%	2.52%	2.52%	1.10%	0.01%	0.79%	3.04%	4.29%	1.91%
1.18%	2.36%	2.79%	3.04%	3.25%	3.47%	4.17%	4.17%	4.17%	4.17%	4.17%	0.04%	1.44%	4.00%	4.36%	5.22%
¹Life starting dates for TSP funds are August 31, 2004. TSP Coach strategy has been in use since August 2004.

Year	TSP Coach
2005	10.98%
2006	23.57%
2007	10.68%
2008	-8.50%
2009	16.83%
2010	25.23%
2011	-1.61%
2012	27.39%
2013	34.94%
2014	12.67%
2015	1.56%
2016	5.37%
2017	17.89%
2018	6.56%
2019	29.24%
2020	37.47%
2021	17.60%
2022	-15.35%
2023	22.25%
2024	13.28%
CAGR	13.57%
CAGR L10Y	12.48%
CAGR L5Y	6.63%
CAGR L3Y	11.46%
As of: 01/01/2025

TSP X1^	TSP X2^	TSP Z*	TSP V*	TSP U*	TSP T*	TSP R*^	TSP Q	TSP P*
6.10%	12.90%	21.79%				19.24%	5.63%	8.54%
10.70%	22.10%	15.25%		10.88%	27.96%	21.47%	15.22%	16.11%
4.20%	2.10%	9.32%		5.33%	21.32%	16.27%	7.60%	5.82%
-6.10%	-15.40%	-7.56%	-5.53%	-10.21%	-6.14%	10.59%	2.64%	-1.87%
8.60%	19.60%	23.30%	20.94%	4.98%	6.62%	36.87%	10.74%	24.61%
7.50%	20.40%	14.54%	29.18%	4.15%	35.16%	15.63%	11.25%	22.86%
4.30%	-0.70%	5.07%	8.44%	4.66%	-10.27%	5.54%	2.63%	15.01%
7.40%	12.00%	-4.60%	13.13%	10.88%	20.62%	-2.15%	6.49%	16.41%
10.30%	17.80%	12.54%	15.39%	18.32%	28.56%	15.42%	15.50%	20.72%
3.80%	5.00%	22.73%	12.91%	10.01%	11.98%	14.69%	8.75%	2.59%
1.20%	40.00%	13.07%	11.82%	2.55%	7.84%	10.39%	-6.93%	0.71%
3.60%	6.10%	4.71%	1.66%	7.79%	5.77%	4.73%	5.75%	10.75%
8.50%	15.00%	16.51%	16.51%	11.79%	8.19%	16.84%	12.46%	14.79%
-2.30%	-6.20%	-0.17%	-2.50%	-3.59%	4.36%	2.26%	-0.26%	-7.61%
11.50%	21.90%	21.42%	0.80%	13.37%	15.48%	20.51%	4.41%	28.31%
7.44%	8.36%		8.20%	23.48%	-1.87%	17.18%	10.16%
8.24%	15.12%		17.51%	17.46%	12.06%	11.38%	5.09%
-4.78%	-10.86%		-30.80%	38.00%	1.03%	-9.66%	-5.45%
11.70%	16.77%		10.01%	12.28%	29.00%	10.12%	10.03%
11.88%	16.83%		14.31%	13.97%	23.72%	25.49%	10.10%
5.56%	10.21%	7.97%	7.03%	9.36%	11.38%	12.70%	6.43%	8.43%
5.42%	7.79%	3.99%	2.56%	12.93%	9.35%	9.41%	5.09%	4.19%
5.19%	6.96%		0.45%	15.71%	12.56%	6.82%	3.78%
7.71%	10.91%		7.94%	8.57%	16.86%	11.38%	6.60%

Year	TSP Coach
Initial	$10,000
2005	$11,038
2006	$13,580
2007	$14,970
2008	$13,638
2009	$15,873
2010	$19,817
2011	$19,438
2012	$24,703
2013	$33,274
2014	$37,429
2015	$37,953
2016	$39,931
2017	$47,015
2018	$50,039
2019	$64,611
2020	$88,760
2021	$104,322
2022	$88,249
2023	$107,824
2024	$122,083
CAGR	13.33%
CAGR L10Y	12.39%
CAGR L5Y	6.58%
CAGR L3Y	11.42%
As of: 01/01/2025

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December 2021

Last 12 month TSP returns

TSP fund quotes

Allocation history

TSP X1^	TSP X2^	TSP Z*	TSP V*	TSP U*	TSP T*	TSP R*^	TSP Q	TSP P*
$10,000	$10,000	$10,000				$10,000	$10,000	$10,000
$10,460	$11,140	$11,920		$11,038	$11,038	$11,665	$10,414	$10,755
$11,429	$13,452	$13,478		$12,040	$13,945	$13,909	$11,850	$12,389
$11,759	$13,585	$14,474	$14,970	$12,483	$16,739	$15,913	$12,602	$13,011
$10,892	$11,343	$13,121	$13,942	$11,009	$15,533	$17,339	$12,785	$12,668
$11,679	$13,416	$15,918	$16,662	$11,358	$16,382	$23,472	$14,009	$15,687
$12,405	$16,003	$17,973	$21,324	$11,631	$21,963	$26,881	$15,437	$19,174
$12,788	$15,741	$18,625	$22,923	$11,974	$19,528	$28,111	$15,694	$21,953
$13,585	$17,480	$17,509	$25,733	$13,078	$23,376	$27,247	$16,563	$25,457
$14,834	$20,441	$19,445	$29,493	$15,274	$29,873	$31,189	$18,981	$30,632
$15,248	$21,313	$23,605	$33,101	$16,604	$33,273	$35,511	$20,493	$31,327
$15,281	$29,689	$26,431	$36,813	$16,829	$35,702	$38,941	$18,924	$31,450
$15,681	$31,350	$27,416	$37,225	$17,941	$37,583	$40,523	$19,863	$34,732
$16,864	$35,902	$31,683	$43,170	$19,857	$40,482	$47,088	$22,189	$39,770
$16,326	$33,526	$31,370	$41,891	$18,945	$42,068	$47,893	$21,982	$36,644
$18,054	$40,719	$37,830	$42,026	$21,279	$48,402	$57,456	$22,803
$19,246	$43,971		$45,272	$26,076	$47,317	$67,068	$24,971
$20,682	$50,471		$52,999	$30,430	$52,845	$74,440	$26,093
$19,543	$44,839		$36,476	$41,795	$53,210	$66,990	$24,521
$21,681	$52,207		$39,927	$46,728	$68,462	$73,510	$26,832
$24,106	$60,845		$45,440	$53,057	$84,522	$91,988	$29,393
4.50%	9.45%		6.36%	8.17%	10.71%	11.73%	5.54%
4.66%	7.44%		2.13%	12.17%	9.00%	8.98%	4.50%
4.61%	6.71%		0.07%	15.27%	12.30%	6.52%	3.31%
7.24%	10.71%		7.60%	8.28%	16.68%	11.15%	6.23%