Year¹	TSP Coach
2005	2.66%
2006	2.46%
2007	2.82%
2008	4.10%
2009	1.85%
2010	6.00%
2011	5.89%
2012	1.89%
2013	2.71%
2014	2.50%
2015	3.69%
2016	2.91%
2017	0.90%
2018	4.38%
2019	3.76%
2020	8.01%
2021	3.02%
2022	6.07%
2023	4.62%
2024	1.51%
As of:	06/13/2025

L Income	L 2025	L 2030	L 2035	L 2040	L 2045	L 2050	L 2055	L 2060	L 2065	G Fund	F Fund	C Fund	S Fund	I Fund
										0.04%	0.84%	2.16%	3.32%	2.77%
0.37%		1.48%		1.70%						0.04%	0.73%	1.56%	3.06%	2.60%
0.49%		1.90%		2.16%						0.05%	0.73%	2.68%	3.00%	2.77%
1.29%		4.72%		5.40%						0.05%	1.69%	5.82%	7.61%	7.47%
1.36%		4.78%		5.45%						0.03%	0.92%	6.16%	7.12%	7.65%
1.07%		3.91%		4.49%						0.04%	0.80%	5.32%	6.07%	6.56%
0.95%		3.38%		3.89%						0.04%	0.64%	4.41%	6.00%	5.43%
0.65%		2.30%		2.64%						0.01%	0.56%	2.91%	3.44%	4.59%
0.51%		1.68%		1.94%						0.03%	0.88%	2.35%	2.89%	3.29%
0.49%		1.61%		1.87%						0.01%	0.63%	2.28%	3.48%	2.71%
0.71%		2.36%		2.72%						0.02%	0.82%	3.78%	3.58%	4.11%
0.59%		1.96%		2.29%						0.02%	1.03%	2.84%	4.47%	3.47%
0.16%		0.50%		0.59%						0.01%	0.43%	1.09%	1.42%	1.17%
0.77%		2.34%		2.79%						0.02%	0.86%	4.24%	4.92%	3.45%
0.69%		2.06%		2.47%						0.03%	0.95%	3.56%	4.68%	3.16%
1.63%		4.54%		5.43%						0.03%	0.95%	7.18%	10.19%	7.30%
0.62%	1.21%	1.61%	1.76%	1.91%	2.05%	2.18%	2.63%	2.63%	2.63%	0.02%	0.79%	3.05%	3.29%	2.76%
1.59%	2.62%	3.79%	4.16%	4.52%	4.83%	5.13%	6.05%	6.05%	6.06%	0.07%	2.34%	6.21%	6.87%	6.42%
1.21%	1.72%	2.76%	3.04%	3.31%	3.54%	3.76%	4.39%	4.39%	4.39%	0.04%	2.35%	4.07%	6.44%	4.60%
0.36%	0.45%	0.75%	0.82%	0.88%	0.94%	1.00%	1.23%	1.23%	1.23%	0.13%	0.39%	1.51%	1.85%	0.77%
¹Life starting dates for TSP funds are August 31, 2004. TSP Coach strategy has been in use since August 2004.

Year	TSP Coach
Initial	$10,000
2005	$11,002
2006	$13,440
2007	$14,758
2008	$13,652
2009	$15,894
2010	$19,804
2011	$19,577
2012	$24,250
2013	$32,748
2014	$36,579
2015	$37,192
2016	$38,589
2017	$46,277
2018	$43,715
2019	$56,723
CAGR	12.27%
CAGR L10Y	11.10%
CAGR L5Y	8.81%
CAGR L3Y	7.02%

TSP X1^	TSP X2^	TSP Z*	TSP V*	TSP U*	TSP T*	TSP R*^	TSP Q	TSP P*
$10,000	$10,000	$10,000				$10,000	$10,000	$10,000
$10,460	$11,140	$11,920		$11,002	$11,002	$11,665	$10,414	$10,755
$11,429	$13,452	$13,478		$12,000	$13,899	$13,909	$11,850	$12,389
$11,759	$13,585	$14,474	$14,758	$12,441	$16,683	$15,913	$12,602	$13,011
$10,892	$11,343	$13,121	$12,044	$10,971	$15,480	$17,339	$12,785	$12,668
$11,679	$13,416	$15,918	$14,366	$11,319	$16,326	$23,472	$14,009	$15,687
$12,405	$16,003	$17,973	$18,359	$11,589	$21,887	$26,881	$15,436	$19,174
$12,788	$15,741	$18,625	$19,708	$11,931	$19,460	$28,111	$15,693	$21,953
$13,585	$17,480	$17,509	$22,096	$13,030	$23,294	$27,247	$16,563	$25,457
$14,834	$20,441	$19,445	$25,296	$15,218	$29,767	$31,189	$18,981	$30,632
$15,248	$21,313	$23,605	$28,362	$16,542	$33,155	$35,511	$20,493	$31,327
$15,281	$29,689	$26,431	$31,514	$16,765	$35,575	$38,941	$18,924	$31,450
$15,681	$31,350	$27,416	$31,837	$17,872	$37,449	$40,523	$19,863	$34,732
$16,864	$35,902	$31,683	$36,894	$19,780	$40,337	$47,088	$22,189	$39,770
$16,326	$33,526	$31,370	$35,771	$18,871	$41,916	$47,893	$21,982	$36,644
$18,054	$40,718	$37,830	$35,858	$21,195	$48,226	$57,456	$22,803	$46,919
4.02%	9.81%	9.28%	7.07%	4.47%	10.35%	12.36%	5.65%	10.86%
3.82%	9.79%	7.73%	6.92%	6.22%	8.22%	7.89%	3.98%	9.36%
3.39%	6.52%	7.43%	2.62%	4.80%	6.27%	8.09%	3.80%	8.33%
2.30%	4.29%	6.09%	-0.95%	2.33%	6.14%	6.86%	0.91%	5.67%

March 2021

March 01, 2021

Allocation Percentages for March 2021

F Fund

100%

C Fund

S Fund

I Fund

For new members, you may not have seen my previous commentary on when and why I switch to the F Fund. The F Fund provides a safe harbor from an impending storm. While the G looks to be a safe place to park your money, you will always lose out to inflation. Last month, I made the move to the F Fund due a number of risks, and the risks have only grown. I was able to generate a return of 0.71% for February due to February 1st generating a return of 2.25% for the S Fund sale. Now for March. We are at a major crossroads with our economy, equities, and bonds. I am very concerned with the limited options available to the Federal Reserve and the government in general. In a nutshell, and very theoretically, when equities crash or are over-valued, investors move into bonds. When bonds are too cheap, investors move into equities. When the economy enters a recession, the Federal Reserve lowers interest rates. When inflation occurs, the Federal Reserve raises interest rates, and investors move out of equities and into bonds and US Treasuries. Finally, when interest rates are kept artificially low, investors put more money into equities than the equities are worth, and then when the Federal Reserve has to raise interest rates to fight inflation equities take a double hit, international stock markets are affected, corporate bond yields rise (prices fall), and US Treasuries still don?t keep up with inflation-we very close to being here. With the economy about to pick up with COVID winding down, the velocity of money coupled with the amount of money pumped into the economy could have a major inflationary effect. I really do see this month as a continuation of the lessor of all evils. I am remaining in the F Fund. I want to note however, this month is not going to be without some opportunities to possibly take advantage of a correction. Equities are pricing in another stimulus bill-the House just passed their version. Once the bill is a foregone conclusion, I would expect a drop in the markets, ?sell the news?. While I will be sticking to my F Fund for the entirety of the month, there may be opportunities to after a major correction to move back into the C, S, or I. By no means am I saying to time the market, but the old adage of buy low sell high should reign supreme. Keep investing!

Date	L Income	L 2025	L 2030	L 2035	L 2040	L 2045	L 2050	L 2055	L 2060	L 2065	L 2070	G Fund	F Fund	C Fund	S Fund	I Fund
2025-06-13	27.6479	14.2316	52.9024	15.9824	60.8723	16.7473	36.8940	18.6869	18.6846	18.6821	11.0726	19.1308	20.0012	95.0040	88.2485	48.5492
2025-06-12	27.7407	14.2818	53.2972	16.1137	61.4173	16.9078	37.2703	18.9127	18.9104	18.9080	11.2064	19.1284	20.0748	96.0737	89.7781	49.1157
Daily Change	-0.33%	-0.35%	-0.74%	-0.81%	-0.89%	-0.95%	-1.01%	-1.19%	-1.19%	-1.19%	-1.19%	0.01%	-0.37%	-1.11%	-1.7%	-1.15%
Month to Date	0.44%	0.46%	0.79%	0.85%	0.91%	0.96%	1.01%	1.18%	1.18%	1.19%	1.19%	0.16%	0.24%	1.17%	1.05%	1.28%
Year to Date	3.39%	3.42%	4.87%	5.11%	5.35%	5.54%	5.72%	6.28%	6.28%	6.28%	6.29%	2.01%	2.69%	2.23%	-2.11%	15.88%
Details	L Income	L 2025	L 2030	L 2035	L 2040	L 2045	L 2050	L 2055	L 2060	L 2065	L 2070	G Fund	F Fund	C Fund	S Fund	I Fund

Date

L Income

L 2025

L 2030

L 2035

L 2040

L 2045

L 2050

L 2055

L 2060

L 2065

L 2070

G Fund

F Fund

C Fund

S Fund

I Fund

2025-06-13

27.6479

14.2316

52.9024

15.9824

60.8723

16.7473

36.8940

18.6869

18.6846

18.6821

11.0726

19.1308

20.0012

95.0040

88.2485

48.5492

2025-06-12

27.7407

14.2818

53.2972

16.1137

61.4173

16.9078

37.2703

18.9127

18.9104

18.9080

11.2064

19.1284

20.0748

96.0737

89.7781

49.1157

Daily Change

-0.33%

-0.35%

-0.74%

-0.81%

-0.89%

-0.95%

-1.01%

-1.19%

0.01%

-0.37%

-1.11%

-1.7%

-1.15%

Month to Date

0.44%

0.46%

0.79%

0.85%

0.91%

0.96%

1.01%

1.18%

1.19%

0.16%

0.24%

1.17%

1.05%

1.28%

Year to Date

3.39%

3.42%

4.87%

5.11%

5.35%

5.54%

5.72%

6.28%

6.29%

2.01%

2.69%

2.23%

-2.11%

15.88%

Details

March 2021

Allocation Percentages for March 2021

F Fund

C Fund

S Fund

I Fund

TSP FUND QUOTES

Allocation History