November 2021

Allocation Percentages for November 2021
F Fund

0%

C Fund

100%

S Fund

0%

I Fund

0%

Happy Halloween and welcome to November! After coming off a rough September, I'm pleased to report that my allocations earned 6.49%. The C and S Funds produced incredible results for a month devoid of really any stellar news for the economy. Many of the drivers of the stock market (Amazon and Apple) did not have strong quarters. The GDP estimate was revised downwards to 2% and any Federal stimulus seems to be on hold. So, what is driving this rally, one word, inflation. First it was temporary, then it was not going to be sticky or it will be transitory, and now it will be with us until the middle of next year. At some point, this inflationary pattern will ingrain itself into the minds of consumers, and prices will be permanently reset. The stock market is pricing this in. To account for inflation, companies are now providing mid-year pay raises when they used to only raise salaries once a year. As long as inflation is a threat, the market will continue to prioritize preservation of capital in the stock market over the loss of capital in the Bond market. How does this impact all of us? This process has created and will continue to create a bubble. The trick with bubbles is to not be in the market when they burst, the other trick is to participate as long as possible without being left holding the bag. I do have concerns about the bubble, inflation, supply chain shortages, and a potential collapse of the market. However, I do not think a collapse is imminent. We are struggling in this post-COVID economy, and there will continue to be strong moves up and down, but we believe a collapse is not in the near future. Keep investing!
           
  

TSP FUND QUOTES

Date L Income L 2025 L 2030 L 2035 L 2040 L 2045 L 2050 L 2055 L 2060 L 2065 L 2070 G Fund F Fund C Fund S Fund I Fund
2025-04-29 27.0320 13.9021 50.6007 15.2304 57.7904 15.8483 34.7994 17.4179 17.4158 17.4136 10.3209 19.0288 20.1062 88.2075 81.8246 45.5389
2025-04-28 26.9910 13.8801 50.4439 15.1787 57.5778 15.7861 34.6549 17.3341 17.3320 17.3299 10.2712 19.0266 20.0564 87.6983 81.3156 45.4041
Daily Change 0.15%0.16%0.31%0.34%0.37%0.39%0.42%0.48%0.48%0.48%0.48%0.01%0.25%0.58%0.63%0.3%
Month to Date 0.63%0.64%0.84%0.87%0.88%0.89%0.9%0.89%0.89%0.89%0.89%0.34%0.44%-0.83%-0.33%3.87%
Year to Date 1.09%1.02%0.31%0.17%0.01%-0.13%-0.28%-0.94%-0.94%-0.94%-0.92%1.46%3.22%-5.08%-9.24%8.69%
Details L Income L 2025 L 2030 L 2035 L 2040 L 2045 L 2050 L 2055 L 2060 L 2065 L 2070 G Fund F Fund C Fund S Fund I Fund
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