Year¹	TSP Coach
2005	2.66%
2006	2.46%
2007	2.82%
2008	4.10%
2009	1.85%
2010	6.00%
2011	5.89%
2012	1.89%
2013	2.71%
2014	2.50%
2015	3.69%
2016	2.91%
2017	0.90%
2018	4.38%
2019	3.76%
2020	8.01%
2021	3.02%
2022	6.07%
2023	4.62%
2024	1.51%
As of:	04/29/2025

L Income	L 2025	L 2030	L 2035	L 2040	L 2045	L 2050	L 2055	L 2060	L 2065	G Fund	F Fund	C Fund	S Fund	I Fund
										0.04%	0.84%	2.16%	3.32%	2.77%
0.37%		1.48%		1.70%						0.04%	0.73%	1.56%	3.06%	2.60%
0.49%		1.90%		2.16%						0.05%	0.73%	2.68%	3.00%	2.77%
1.29%		4.72%		5.40%						0.05%	1.69%	5.82%	7.61%	7.47%
1.36%		4.78%		5.45%						0.03%	0.92%	6.16%	7.12%	7.65%
1.07%		3.91%		4.49%						0.04%	0.80%	5.32%	6.07%	6.56%
0.95%		3.38%		3.89%						0.04%	0.64%	4.41%	6.00%	5.43%
0.65%		2.30%		2.64%						0.01%	0.56%	2.91%	3.44%	4.59%
0.51%		1.68%		1.94%						0.03%	0.88%	2.35%	2.89%	3.29%
0.49%		1.61%		1.87%						0.01%	0.63%	2.28%	3.48%	2.71%
0.71%		2.36%		2.72%						0.02%	0.82%	3.78%	3.58%	4.11%
0.59%		1.96%		2.29%						0.02%	1.03%	2.84%	4.47%	3.47%
0.16%		0.50%		0.59%						0.01%	0.43%	1.09%	1.42%	1.17%
0.77%		2.34%		2.79%						0.02%	0.86%	4.24%	4.92%	3.45%
0.69%		2.06%		2.47%						0.03%	0.95%	3.56%	4.68%	3.16%
1.63%		4.54%		5.43%						0.03%	0.95%	7.18%	10.19%	7.30%
0.62%	1.21%	1.61%	1.76%	1.91%	2.05%	2.18%	2.63%	2.63%	2.63%	0.02%	0.79%	3.05%	3.29%	2.76%
1.59%	2.62%	3.79%	4.16%	4.52%	4.83%	5.13%	6.05%	6.05%	6.06%	0.07%	2.34%	6.21%	6.87%	6.42%
1.21%	1.72%	2.76%	3.04%	3.31%	3.54%	3.76%	4.39%	4.39%	4.39%	0.04%	2.35%	4.07%	6.44%	4.60%
0.36%	0.45%	0.75%	0.82%	0.88%	0.94%	1.00%	1.23%	1.23%	1.23%	0.13%	0.39%	1.51%	1.85%	0.77%
¹Life starting dates for TSP funds are August 31, 2004. TSP Coach strategy has been in use since August 2004.

Year	TSP Coach
Initial	$10,000
2005	$11,002
2006	$13,440
2007	$14,758
2008	$13,652
2009	$15,894
2010	$19,804
2011	$19,577
2012	$24,250
2013	$32,748
2014	$36,579
2015	$37,192
2016	$38,589
2017	$46,277
2018	$43,715
2019	$56,723
CAGR	12.27%
CAGR L10Y	11.10%
CAGR L5Y	8.81%
CAGR L3Y	7.02%

TSP X1^	TSP X2^	TSP Z*	TSP V*	TSP U*	TSP T*	TSP R*^	TSP Q	TSP P*
$10,000	$10,000	$10,000				$10,000	$10,000	$10,000
$10,460	$11,140	$11,920		$11,002	$11,002	$11,665	$10,414	$10,755
$11,429	$13,452	$13,478		$12,000	$13,899	$13,909	$11,850	$12,389
$11,759	$13,585	$14,474	$14,758	$12,441	$16,683	$15,913	$12,602	$13,011
$10,892	$11,343	$13,121	$12,044	$10,971	$15,480	$17,339	$12,785	$12,668
$11,679	$13,416	$15,918	$14,366	$11,319	$16,326	$23,472	$14,009	$15,687
$12,405	$16,003	$17,973	$18,359	$11,589	$21,887	$26,881	$15,436	$19,174
$12,788	$15,741	$18,625	$19,708	$11,931	$19,460	$28,111	$15,693	$21,953
$13,585	$17,480	$17,509	$22,096	$13,030	$23,294	$27,247	$16,563	$25,457
$14,834	$20,441	$19,445	$25,296	$15,218	$29,767	$31,189	$18,981	$30,632
$15,248	$21,313	$23,605	$28,362	$16,542	$33,155	$35,511	$20,493	$31,327
$15,281	$29,689	$26,431	$31,514	$16,765	$35,575	$38,941	$18,924	$31,450
$15,681	$31,350	$27,416	$31,837	$17,872	$37,449	$40,523	$19,863	$34,732
$16,864	$35,902	$31,683	$36,894	$19,780	$40,337	$47,088	$22,189	$39,770
$16,326	$33,526	$31,370	$35,771	$18,871	$41,916	$47,893	$21,982	$36,644
$18,054	$40,718	$37,830	$35,858	$21,195	$48,226	$57,456	$22,803	$46,919
4.02%	9.81%	9.28%	7.07%	4.47%	10.35%	12.36%	5.65%	10.86%
3.82%	9.79%	7.73%	6.92%	6.22%	8.22%	7.89%	3.98%	9.36%
3.39%	6.52%	7.43%	2.62%	4.80%	6.27%	8.09%	3.80%	8.33%
2.30%	4.29%	6.09%	-0.95%	2.33%	6.14%	6.86%	0.91%	5.67%

October 2021

October 01, 2021

Allocation Percentages for October 2021

F Fund

C Fund

67%

S Fund

33%

I Fund

Well, that was a rough month. No safe harbor for any investments in the TSP portfolio. I have been warning since January 2021 inflation was coming. Despite the PR campaign to say it was not sticky, it seems to have stuck. We have been over 5% since May, and we are at 5.3% as of the last monthly reporting. Translation, if you are not earning over 5.3% in returns, you are making negative returns. This makes the G and the F Fund substantially negative for the year and the real returns for the C and S look tamer at 10.6% and 6.3%, respectively. As of this writing, our elected representatives have approved the continuing resolution to keep our government running, something that affects us all, and they will vote later tonight on the infrastructure bill. The infrastructure bill initially looked like it had support when proposed months ago, but the increase to $3.5T seems untenable. Undoubtably, even the $1.5T bill will unleash a massive amount of artificial stimulus that will spur on the economy, but will also add to our debt and increase inflation even more. This type of spending and inflation, if coupled with growth, can lead to a stronger economy. However, it could also lead to a quick sugar high, followed by a crash and inflation-otherwise known as stagflation. I still think in the short-term investors will in continue to seek returns higher than inflation, and the only place to do that is in the market itself (outside other creative investment vehicles we do not have access to in the TSP). Long-term, we need a return-to-work policy and a concerted effort to keep inflation at the target 2%. Keep investing!

Date	L Income	L 2025	L 2030	L 2035	L 2040	L 2045	L 2050	L 2055	L 2060	L 2065	L 2070	G Fund	F Fund	C Fund	S Fund	I Fund
2025-04-29	27.0320	13.9021	50.6007	15.2304	57.7904	15.8483	34.7994	17.4179	17.4158	17.4136	10.3209	19.0288	20.1062	88.2075	81.8246	45.5389
2025-04-28	26.9910	13.8801	50.4439	15.1787	57.5778	15.7861	34.6549	17.3341	17.3320	17.3299	10.2712	19.0266	20.0564	87.6983	81.3156	45.4041
Daily Change	0.15%	0.16%	0.31%	0.34%	0.37%	0.39%	0.42%	0.48%	0.48%	0.48%	0.48%	0.01%	0.25%	0.58%	0.63%	0.3%
Month to Date	0.63%	0.64%	0.84%	0.87%	0.88%	0.89%	0.9%	0.89%	0.89%	0.89%	0.89%	0.34%	0.44%	-0.83%	-0.33%	3.87%
Year to Date	1.09%	1.02%	0.31%	0.17%	0.01%	-0.13%	-0.28%	-0.94%	-0.94%	-0.94%	-0.92%	1.46%	3.22%	-5.08%	-9.24%	8.69%
Details	L Income	L 2025	L 2030	L 2035	L 2040	L 2045	L 2050	L 2055	L 2060	L 2065	L 2070	G Fund	F Fund	C Fund	S Fund	I Fund

Date

L Income

L 2025

L 2030

L 2035

L 2040

L 2045

L 2050

L 2055

L 2060

L 2065

L 2070

G Fund

F Fund

C Fund

S Fund

I Fund

2025-04-29

27.0320

13.9021

50.6007

15.2304

57.7904

15.8483

34.7994

17.4179

17.4158

17.4136

10.3209

19.0288

20.1062

88.2075

81.8246

45.5389

2025-04-28

26.9910

13.8801

50.4439

15.1787

57.5778

15.7861

34.6549

17.3341

17.3320

17.3299

10.2712

19.0266

20.0564

87.6983

81.3156

45.4041

Daily Change

0.15%

0.16%

0.31%

0.34%

0.37%

0.39%

0.42%

0.48%

0.01%

0.25%

0.58%

0.63%

0.3%

Month to Date

0.63%

0.64%

0.84%

0.87%

0.88%

0.89%

0.9%

0.89%

0.34%

0.44%

-0.83%

-0.33%

3.87%

Year to Date

1.09%

1.02%

0.31%

0.17%

0.01%

-0.13%

-0.28%

-0.94%

-0.92%

1.46%

3.22%

-5.08%

-9.24%

8.69%

Details

October 2021

Allocation Percentages for October 2021

F Fund

C Fund

S Fund

I Fund

TSP FUND QUOTES

Allocation History